This version of the Kettenkrad which held 5 could make a small and nimble German APC similar to universal carrier the other three factions get. It would be event or premium due to rarity. Only 30 were made according to this page: Großes Kettenkrad NSU HK-102 - Oorlogsmuseum Overloon
I did not think I had seen the armed versions before, though apparently I had… because I voted yes on your post already lol
Sure, a rider version seems easier to implement. Though if a rider II addition happens I’d much rather an armed kubelwagen or even cooler an armed schwimmwagen first before kettenkrad.
I don’t like stuffing entire rifle squads in universal carriers either. Maybe they should make it so squads spawn ON the vehicle and not IN the vehicle.