US AP rounds are bad because they have been given their solid shot AP rounds instead of the ones that had HE filler in them. This will probably be fixed when the devs add the ability to choose your vehicle loadout and then you’ll be able to use the better rounds.
I have also seen Stuarts bounce shots they have no business bouncing, and then magically eat others with no damage to the internals. Ditto the T-34. Something is very wrong with the damage models.
bouncing has to do with steep angles not thickness a Stuart could in theory bounce an 88mm if it hits from a sharp angle. There is a big issue with the Stuart, literally being unable to pen a puma of all things. or the fact you can put an explosive pack on the deck of a panzer 4 and it doesn’t damage it or any crew. I find myself avoiding german tanks rather then just dying when i skillfully counter them only to be laughed at.